Cernicalo Consulting
8‑hour viability review

Clarity in distress. Simple execution. Measurable results.

We help owners who are losing money decide fast: restructure, refinance, or wind down — across the US & Europe.

SME focus
US & EU
Response within 24h
Financial charts Leadership meeting Desk and laptop Business presentation

Images via Unsplash.

ACME CAPITAL MERIDIAN BANK NORTH & CO BLUEBRIDGE

Services

Packages built for decisive action within 30–90 days.

Company Viability Study

Liquidity, runway, break‑even, and turnaround paths. Board‑ready brief in 7 days.

Workforce Rightsizing

Headcount & org‑design review with US/EU compliance guardrails.

Low‑Margin Cuts

ABC/XYZ analysis to exit unprofitable SKUs, segments, and geos fast.

Refinancing Readiness

Data room, covenant model, and creditor communication pack.

Capital Raise Readiness

Clean up metrics and materials to support a timely equity injection.

About Cernicalo Consulting

Registered in Wyoming and operating across the US & Europe, we work with SME owners who need straight talk and action. We are not a law firm or investment advisor; we coordinate with your legal and tax advisors.

  • • Wyoming Filing #2025-001706558
  • • English / Español / Français
  • • Remote‑first, onsite by request
Team working session

Representative (anonymized) cases

Restaurant operations

Multi‑unit restaurant, EU

+6.1 pp gross margin and −22 days DSO via SKU mix, shrink control, and supplier terms (12 weeks).

E‑commerce products

DTC e‑commerce, US

−21% CAC and +3 months runway by pausing low‑ROI channels, pricing revamp, and LTV‑driven remarketing (8 weeks).

B2B meeting

B2B services, US/EU

Bank term sheet achieved after covenant model + creditor pack; runway extended 5 months (10 weeks).

Need a quick viability verdict?

We’ll review your numbers and give you a clear go/no‑go + action plan in 8 hours for $300.

Start now

Contact

Tell us where you are and what you need in the next 90 days.

Email: contact@cernicaloconsulting.com